The NFC Forum, a non-profit organization consisting of major tech companies, is focusing on enhancing the tap-to-pay experience through age verification and payment receipts. The organization envisions a future where a single tap can facilitate multiple actions simultaneously. For example, with just one tap, you could make a payment, earn rewards points, and receive a digital receipt on your phone.
The NFC Forum recently released a document providing an overview of the NFC multi-purpose tap capability and its potential applications. This technology leverages the capabilities of NFC devices to enable both reading and writing of data across a connection. As a result, various actions that typically require multiple steps can now be accomplished at once.
In scenarios such as purchasing alcohol, tapping to pay can also serve as a means of verifying your identity and age. Additionally, you could access sustainability information about a product, including details on how its packaging can be recycled, immediately after making a payment.
For public transit systems, the multi-purpose tap technology could ensure that you are charged the correct fare, taxes, and any applicable concessions every time you travel. In cases where a ticket is required for a specific ride, operators will be able to issue an e-ticket automatically once you make a payment using the new tap experience.
While the multi-purpose tap feature offers convenience and efficiency, it also raises privacy concerns. By automating identity verification and enabling targeted marketing communications, there are potential implications for user data protection. Despite these considerations, the technology is still in its early stages of development. The NFC Forum is actively seeking contributions and exploring various market use cases for this innovative technology.
The organization, which counts Apple, Google, and Huawei among its members, is working on conducting tests to ensure that the NFC technology functions as intended. Additionally, they aim to define standards that will facilitate mass-market adoption and delivery of the multi-purpose tap experience.
As the NFC Forum continues to advance this technology, users can anticipate a more streamlined and efficient tap-to-pay experience that offers added convenience and functionality. With ongoing developments and contributions from industry leaders, the future of NFC technology looks promising for consumers and businesses alike. Stay tuned for further updates on the evolution of the NFC multi-purpose tap capability and its potential impact on various industries.